Tuesday, 14 June 2011

Entry pertanyaan : kad kredit mana yang tak perlu bayar annual fee | TAK LARAT nak bayar citibank annual fees yg sgt MAHAL..

rasanya tak ramai org tak pakai credit card kan...
masa bujang2 me pernah memiliki up to 3-4 keping credit card at one point of time
tp now, me dh terminate, tinggal satu ajer
credit card citibank gold--me dh guna sejak tahun 2001, tahun me mula bekerja (my 1st job) kat UOB..sbb dh lama pakai, so credit limit pun tinggi ..

yang me tak daya--part kena bayar annual fee--memanglah setahun sekali, tp feesnya agak mahal utk me--semlm baru jer kena caj ni dlm my latest statement--RM195 per year, tension me...
sbb kalau tak silap me, ada jer kad credit yg tak impose annual fees kan

so me tgh nak terminate kad citibank ni, tak kisahlah credit limit tinggi pun...ingat nak guna/amik credit card yg tak impose annual fee...

uolls ada info tak? pls share
tq

at

17 comments:

  1. mama tisya14 June 2011 at 10:10

    bab annual fee tu yg mls..hehehe...kita tk pki credit card...dlu company ada bg cz pki 3 thn tkde byr annual fee cz amik paker corporate kn so amik la smp 3thn je lps tu terminate:)

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  2. Anonymous14 June 2011 at 10:18

    oh, saya guna ambank.Tapi itu pun tak tulis berapa annual feenya.. kalau stafnya free aje. tak de bayar apa pun.. pikir pun nak tukar gak. HSBC ok tak..

    Jom baca ni :Tupperware : Aidilfitri Cake Gift Set. Ada yang minat?

    Jom baca ni :Buah Zuriat Antara Inisiatif untuk Mendapatkan Zuriat..

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  3. emmiemarja14 June 2011 at 10:21

    mostly dah byk yang takder annual fee.. bleh try CIMB , Alliance or Maybank.. :)

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  4. SYANI14 June 2011 at 10:36

    Mahalnya annual fee.. Saya pakai Maybank je. Annual fee RM50 tapi sebab dah lama saya mintak waive.

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  5. AJ14 June 2011 at 10:37

    Kalau selalu singgah JUSCo,saya rekomenkan AEON Credit Card..pointnya boleh redeem utk bayar annual fees..

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  6. ♥ aNJe a.k.a MaMa_Balqis ♥14 June 2011 at 10:47

    tak leh nak tolong, sebab tak de credit card...suka baca je entry ni nak tengok pendapat orang lain..

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  7. Mrs. Simplicity14 June 2011 at 10:50

    credit card yg waive annual fee, ambank and rhb. i guna 2 tuh. :)

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  8. eima14 June 2011 at 10:53

    amik yg islamic nye ... tak da annual fees cth maybank, cimb,bimb, etc la

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  9. Farra Dhelina14 June 2011 at 11:10

    kak, cimb ok kot..

    dpt info, klu kt ada deg ke ats, takde annual fee, cuma ada gov fee je, RM50 rasanya..

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  10. Anonymous14 June 2011 at 11:11

    saya memang tak pakai kredit kad hehe

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  11. Miss b14 June 2011 at 11:53

    x pakai.

    takot berhutang

    hutang ptptn pon xselesai lg. hehe

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  12. AyuArjuna BiGoshh14 June 2011 at 12:39

    hmmm ai pun takde...bak islam kot die takde annual fee

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  13. farah hairuddin14 June 2011 at 12:47

    aaliance bank annual fee rm30..tp bkn kad kredit..more to debit card.masukkn duit,bru boleh pki.so,x berhutang...

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  14. chekna 14 June 2011 at 15:05

    mine, direct access (cimb)je, dulu pernah pakai hsbc, lepas expired, trus terminate... annual fee tu most bank bleh je waive, just call je mintak waive, kalo diorg xbg, ckp je nak terminate.. hehehe.. trick ni staff diorg sendiri yg bgtau (hsbc).. xtau la menjadi je tak, bleh la try..

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  15. tiefazatie14 June 2011 at 15:20

    alo.x.tau..sbb xgne lg..hihi

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  16. sayahappyslalu14 June 2011 at 15:56

    boleh mintak waive annual fee, biasa yang saya buatlah.. tapi tak guna citibank, dah lama cancel sebab tau mahal! huhu

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  17. DeQWa14 June 2011 at 22:49

    xde kad credit jugak...,baca jer mn tau suatu ari nk pakai gak ke...hehe

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