Azam tahun 2017 | one charm per month

sbb we are still in january, the 1st month of 2017, so belum terlambat nak berazam..apa2 jua yg baik2...to improve or duniawi life...after all, duniawi kan jambatan to ukhrawi

azam MZ tahun ni...ie in relation to savings...
nak save secara regular for my kids Tabung haji a/c --sbb sblm2 ni tak save regularly..save time ada duit lebih jer..sbb ada 3 boys...with 3 different a/c..so targetnya nak save RM50x3 permonth..so by dec 2017...at least dpt saving RM600 for each of the a/c..kalau ada rezeki lebih...of course nak save more than that...anyway, TH lom announce dividends utk last year...kalau thn 2016, diaorg announced on 8th feb 2016 (dividends 2015)...moga2 masih adalah sedikit sebanyank dividends tahun ni wpun ekonomi kurang memberangsangkan

and in relation to masdora (pandora 916)..berazam nak beli satu charm(dangle) or satu bead per month...kalau dpt beli lebih..tu kira rezeki/bonus...tp minium satu setiap bulan azamnya...so by dec 2017...dh ada 12 charms ;) actually, MZ ni tak delah aim long term saving pun..sbb emas 916 ni senang nak convert cash...so kalau ada plan baikkk punya (cthnya kalau nak pegi cuti2 obersi) so MZ jual jer masdora2 ni utk jdkan dana holiday..

so utk bln jan 2017...MZ dh beli charm ni..

buat masa ni..memang masih suka/obses jugaklah dgn ribbon themed...
so ni hasilnya...

adoring my masdora ;)

ni yg MZ beli last year (nov or dec dh ingat2 lupa)--pun ribbon themed..kecik jer charm (dangle) ni